Bankruptcy
Over one and one-half million families file consumer bankruptcy cases each year. Excessive interest rates on credit cards and car loans, as well as lenders financing mortgages that they know the consumer will likely not be able to afford, has created a downward spiral for many hard working families in America.
Divorce
The expense and complexity of a divorce depends on the parties and the issues. The issues typically include equitable distribution (division of property), alimony (spousal support), parental responsibility and timesharing (previously referred to as custody and visitation), and child support.
Paternity
Child support is determined primarily by the income of the parties. Heath insurance and employment related childcare expenses are also factors. Often, the amount of time spent with the child is taken into consideration. In Florida, parents are obligated to support their child until the age of 18 or until the child graduates high school. Sometimes parents will agree as to college expenses, but parents are not mandated as a matter of law to support their children through college.
Debt Defense
The FDCPA (Fair Debt Collections Practices Act) is a federal act that was enacted to protect consumers from the abusive methods of debt collectors. If a debt collector violates the act, a consumer can recover $1,000.00 in statutory damages (similar to a fine), in addition to the consumer’s attorney fees being awarded.
Debt Harassment
The FDCPA is a federal act that was enacted to protect consumers from the abusive methods of debt collectors. If a debt collector violates the act, a consumer can recover $1,000.00 in statutory damages (similar to a fine), in addition to the consumer’s attorney fees being awarded.
Foreclosure Defense
For many Americans, being served with foreclosure papers is one of the most financially traumatic experiences of their lives. Having to deal with banks that are unwilling to work with the homeowner or won’t return their calls can be incredibly frustrating and stressful.
Our firm offers a free consultation to discuss your options when it comes to facing foreclosure. There are many questions that people have when it comes to the foreclosure process. Below are some common questions and answers relating to the foreclosure process.
